Most of the talk about mobile phone plans point to big plans with unlimited calls and lots of data for the internet. But what if you don’t use your phone all that much? Which plans are best for you?
The fact is, if you don’t use your phone too much, or that often, a plan with all of the extra features will cost you money you could be saving. Right-sizing a plan that actually meets how your use your phone, with only a small buffer for extra usage, may save you a considerable amount of money when you calculate the total over a period of time.
Before we begin, it’s important to identify what kind of user you are. For simplicity, we’ll break down low-use into two types:
- You carry your phone with you, and make calls or send messages when you need to, but you don’t use the internet much and you don’t spend hours a month catching up on the gossip with your friends and family;
- You only use your mobile phone when necessary. Family can contact you on your phone, but you are unlikely to use it more than a few times each month. And, you’d prefer not to have to think about phone bills and recharge vouchers.
Low-cost monthly plans
If you identify with the first usage description above, a low-cost monthly contract plan will be perfect for you. These plans have no long-term contracts, no expensive phone handsets to pay off and you shouldn’t need to spend more than $30 per month.
Remember, you will need to bring-your-own phone to a monthly plan.
This is a great, but not exhaustive snapshot of the monthly plans available under $30. Each includes at least 100 calling minutes, a bunch of SMS messages and 100MB of internet data.
As you can see the pricing of the plans creates pretty clear tiers of inclusions; the more you pay, the more you get.
Long-expiry prepaid plans
Those in the second usage category above should look for pre-paid plans with a long expiry period. The credit in most prepaid plans will expire after 30-days, but if you know where to look you can find plans with 90-day, 180-day and even 365-day credit expiry.
There are a couple of common features of these prepaid plans to keep in mind. Firstly, few come with included mobile data, so you will need to pay extra to use the internet.
Also, each has a different expiry period, so be aware of what this is before you make a selection.
Piggy Bank with Phone Image via Shutterstock